Xavier Media®

I guess everybody knows what a credit card is and how to use it both online and in stores to buy goods and services. But I don't think everyone knows exactly what's needed to accept credit cards as payment option. The first thing you need is a merchant account which is the account where your money will end up when you start charging customers. You will also need contract with a bank to clear the charges of the cards and you need some kind of service provider to take care of the actual processing of credit cards.

This is where CardServiceSales.com can help most e-commerce sites because they got several "packages" to assist in everything from the processing of cards, membership services, recurring billing, and reporting. By using their merchant accounts you can process online payments at once and you get a response back if the transaction was successfull or not. That way you don't have to manually setup your memberships etc, but that can instead be handled automatically and the users get access directly after payment. Via their system you can also accept e-checks via ACH

If you got a store or restaurant you can also get your credit card machine from them

About the author
Andreas co-founded Xavier Media® in 1996 and has since been involved in all kinds of development, marketing and making money online.